Privacy Policy and State Compliance Information

Effective Date: 2025.01.01

Direct Mortgage Corp. (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of personal information and provides information about your rights under applicable state privacy laws.


1. Information We Collect

We may collect the following categories of personal information:

  • Identifiers: Name, address, email, phone number, Social Security number, and other similar identifiers.
  • Financial Information: Loan application data, bank account details, income, and credit history.
  • Internet Activity: IP address, browsing history, and interactions with our website.
  • Professional Information: Employment details and related information.
  • Sensitive Data: Certain categories of sensitive personal information where required for regulatory or legal compliance.

2. How We Use Your Information

We use personal information to:

  • Process and service loan applications.
  • Comply with legal and regulatory requirements.
  • Communicate with you about your account and services.
  • Improve our website, services, and marketing efforts.

3. Sharing of Information

We may share your personal information with the following parties:

  • Service Providers: Companies that assist with loan processing, customer service, and IT support.
  • Regulatory Authorities: As required by law or in response to lawful requests.
  • Third-Party Partners: With your consent or as required to provide services.

We do not sell your personal information.


4. State-Specific Privacy Rights

California Residents (CCPA/CPRA)

California residents have the following rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

  • Right to Know: Request details about the personal information we collect, use, and disclose.
  • Right to Delete: Request deletion of your personal information, subject to exceptions.
  • Right to Opt-Out: Opt-out of the sale or sharing of personal information.
  • Right to Correct: Request correction of inaccurate personal information.
  • Right to Limit Use of Sensitive Personal Information: Restrict the use of sensitive data for specific purposes.

To exercise these rights, contact us at [insert contact information].

Virginia Residents (VCDPA)

Under the Virginia Consumer Data Protection Act (VCDPA), Virginia residents have rights similar to California residents, including the right to:

  • Access personal data collected about them.
  • Correct inaccuracies.
  • Delete personal data.
  • Opt out of the processing of personal data for targeted advertising, sales, or profiling.

Colorado, Connecticut, and Utah Residents

Residents of these states have similar privacy rights, including the right to access, delete, correct, and opt out of data processing for sales or targeted advertising.


5. How to Exercise Your Rights

You can submit requests regarding your personal information by contacting us at:

  • Email: support@directcorp.com
  • Phone: 801.924.2300
  • Mail: 6955 South Union Park Center, Suite 540, Midvale UT 84047

To protect your privacy, we may verify your identity before processing your request.


6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no security system is completely foolproof.


7. Updates to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with the updated effective date.


Contact Us

If you have any questions about this Privacy Policy or your rights, please contact us at:

Direct Mortgage Corp. is dedicated to safeguarding your privacy and ensuring compliance with state and federal privacy laws.